本文将从正反两个方面探讨机动车辆的标准化与非标准化市场，及其对保险市场内各方的利弊影响。标准化是指定价、费率、保险单编制、中介、赔偿等要素由市场的中心机构控制。非标准化是指定价、费率、保险单的编制、中介、赔偿等要素由市场内各保险公司自行决定。这可能是... This article examines both the standardized and unstandardized markets for motor vehicles from both pros and cons and their implications for the pros and cons of all parties in the insurance market. Standardization refers to the pricing, rates, insurance policies, intermediaries, compensation and other factors controlled by the market’s central agency. Non-standardization refers to the pricing, rates, insurance policy, agency, compensation and other factors by the insurance company in the market at its own discretion. this might be...