城镇化建设离不开发展城镇经济,而城镇经济与作为主体力量的中小企业发展息息相关。在农村中小企业的健康发展中,“融资难”问题仍旧棘手。本文主要从城镇化视角,探索中小企业融资难的原因,并借鉴国外经验提出解决措施。 Urbanization is inseparable from the development of urban economy, and urban economy is closely related to the development of SMEs as the main force. In the healthy development of rural SMEs, “financing difficulties ” the problem is still tricky. This article mainly from the perspective of urbanization to explore the reasons for the difficulty of financing for SMEs, and learn from foreign experience to propose solutions.