抵押贷款存在的问题应引起重视安治华，马菊香，武林强开办抵押贷款是防范贷款风险，提高信贷资产质量的一种有效途径。作为抵押品的资产必须具备以下三个条件：一是价格比较稳定，市场风险较小；二是易售性较强，有广大市场，可以随时变卖；三是进行鉴定所需要技术不很复... Mortgage loans should pay attention to the problems Anzhihua, Maju Xiang, Wulin strong mortgage is to prevent loan risk and improve the quality of credit assets is an effective way. As collateral assets must have the following three conditions: First, the price is relatively stable, the market risk is small; the second is strong marketability, the vast market, you can sell at any time; third is the identification of the technology required is not complicated. ..