论文部分内容阅读
基本情况金女士,27岁,全职太太,考虑生完孩子后再工作;丈夫32岁,年收入(包含奖金等)税后12万元;两人均有四险,且都购买了某保险公司的一款重大疾病保险(包括意外死亡和高残),缴费20年,保额35万～45万元,每人每年分别缴费1万元和1.2万元;家庭现有定期存款28万元,活期存款2万元。定投基金2万元,股票投资6万元。有自住房屋一套无贷款,市值约为100万元。
Basic situation Ms. Jin, 27, full-time wife, consider working after giving birth to a child; husband 32 years old, annual income (including bonuses, etc.) after tax 120,000 yuan; both have four risks, and have purchased an insurance company A major illness insurance (including accidental death and high disabled), pay 20 years, the insured amount of 350,000 to 450,000 yuan, each person was paid 10,000 yuan and 12,000 yuan each year; the family has a regular deposit of 280,000 yuan, current Deposit 20,000 yuan. Fixed investment fund 20,000 yuan, stock investment 60,000 yuan. There is a self-occupied housing loans, the market value of about 1000000 yuan.