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第二次世界大战后,随着汽车的普及以及许多国家将包括汽车在内的各种机动车辆第三者责任列入强制保险的范围,机动车辆险迅速发展,本文将重点分析机动车辆险中的理赔问题,分析理赔中代位求偿原则的使用以及对保险人和被保险人的影响。
After the Second World War, with the popularization of automobiles and the fact that many countries included the third party liability of motor vehicles, including automobiles, in the scope of compulsory insurance, motor vehicles insurance developed rapidly. This article will focus on the analysis of motor vehicle insurance The issue of claim settlement, the analysis of the use of the subrogation principle in claims and the impact on insurers and insureds.