随着人口老龄化、城市化和人口流动的加快,企业职工退休后异地居住的情况越来越普遍,这给退休人员养老金的发放和领取提出了新的挑战。异地发放和领取养老金集中了社会化发放工作中的大多数矛盾和问题。因此,必须尽快建立确保养老金按时足额发放的长效机制,完善养老金异地发放、领取和资格认证协查网络。(一)取消养老金异地取款手续费,确保养老金足额领取 With population aging, urbanization and population flow accelerating, the re-employment of employees in different places has become more and more common. This poses new challenges for the retirement pension payment and collection. Out-of-pocket payment and collection of pensions concentrated most of the contradictions and problems in the socialization of work. Therefore, a long-term mechanism to ensure timely and full payment of pensions must be established as soon as possible so as to improve the network of annulment, collection and certification of accredited pensions. (A) to cancel the pension withdrawal fees off-site, to ensure full pension receive