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我国多年的扶贫工作，使贫困地区农民的生活水平逐步提高，但由于农村经济基础薄弱，仍有一部分贫困户生活在温饱线以下。对贫困地区发放扶贫贷款，体现了党和政府对贫困农民的关心。随着贫困地区条件的变化，对今后扶贫的对象、标准，扶贫资金的用途、管理都应做相应的调整。通过有效的扶贫信贷投入，促进贫困地区经济快速发展，同时为金融业的发展壮大，创造良好的经济环境。
For many years, our poverty alleviation work has gradually improved the living standards of peasants in poor areas. However, due to the weak economic foundation in rural areas, some poor households still live below the level of food and clothing. Poverty alleviation loans are issued to poor areas, reflecting the party and government’s concern for poor farmers. With the change of conditions in poor areas, the targets and standards for poverty alleviation and the purpose and management of poverty alleviation funds should be adjusted accordingly. Through effective credit for poverty alleviation, we will promote the rapid economic development in poverty-stricken areas and create a favorable economic environment for the development and growth of the financial industry.