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孟加拉国格拉明银行小额信贷的成功运作使其成为发展中国家开展小额信贷的效仿对象。而对于我国农村小额信贷的启示在于:要重新认识小额信贷的定位;要基于公益性原则建立专门的小额信贷机构;要有效利用农户的“现有信用”;要强化农村金融消费知识培训等方面。
The successful operation of Micra Bank in Bangladesh has made it a follow-up to microfinance in developing countries. However, the implications for rural microfinance in China lie in: re-understanding the positioning of microfinance; establishing a special microfinance institution based on the principle of public welfare; making effective use of the “existing credit” of rural households; strengthening rural finance Consumer knowledge training and so on.