痛点如弹簧,越被压制,越有空间。国内金融领域是长期被高度监管、抑制的行业,利益大、痛点多。这些痛点促成了在未来很长一段时间内互联网企业和金融机构的竞合关系。随着“互联网+”国家战略的实施,近年来互联网金融发展火爆,引起社会极大关注。几十年前,比尔·盖茨曾预言:互联网时代出现后,传统商业银行将成为21世纪行将灭绝的恐龙。 Pain points, such as springs, the more suppressed, the more space. The domestic financial sector is a profession that has long been highly regulated and repressed, with big interests and pain points. These pain points have contributed to the competitive relationship between Internet companies and financial institutions for a long time to come. With the implementation of the “Internet + ” national strategy, the development of Internet finance has become hot in recent years, arousing great concern in the society. Decades ago, Bill Gates predicted that after the advent of the Internet age, traditional commercial banks will become dinosaurs that are going to die in the 21st century.