在互联网普及的时代里,互联网与金融的融合已成为必然。互联网金融的出现是金融行业的一大转折,在互联网金融下,作为金融机构之一的商业银行,其要想在这个竞争激烈的市场环境下更好地生存下去,就应当认识到互联网金融带来的机遇与挑战。本文就互联网金融对商业银行的影响及对策进行了相关的分析。 In the age of Internet popularization, the integration of Internet and finance has become inevitable. The emergence of Internet finance is a turning point in the financial industry. Under Internet finance, as a commercial bank, one of the financial institutions, in order to survive better in this highly competitive market environment, it should be realized that the Internet financial zone Opportunities and challenges come. This article analyzes the impact of internet finance on commercial banks and countermeasures.