曾经读过一本书,是关于美国人消费的。书上说:美国人在花未来的钱享受现在。我就有些迷惑不解了,美国人“举债度日”,一旦出现了无赖的山姆小子,不肯还钱怎么办?后来,我又看了另外的一些书,这个谜团才解开。原来美国有个信用局,若是某君出现信用违规,即通知各大银行,封杀他所有的借款,此举足以使其无立身之地。据说,某些罪犯不怕违反法律,却独独不敢得罪信用局。这让我想起了中国的诚信问题。本来,中国是个五千年的文明古国,诚信一向是中国人引以为豪的美德, I have read a book about American consumption. The book says: Americans are enjoying the present with their future money. I was a bit puzzled by the fact that Americans “have a debt for a long time.” What happens if a rogue Sam’s boy appears and refuses to pay back? Later, I read other books and the mystery was solved. Originally, the United States had a credit bureau. If a certain king had a credit violation, he would notify the major banks and block all his borrowings. This would be enough to make him unable to establish himself. It is said that some criminals are not afraid of violating the law, but they alone cannot dare to offend the credit bureau. This reminds me of China’s integrity issue. Originally, China was an ancient country with five thousand years of civilization. Honesty has always been a virtue that the Chinese people are proud of.