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中小企业在确保国民经济稳定增长、缓解就业压力、拉动民间投资、优化经济结构、促进市场竞争、推进技术创新、促进市场繁荣、保持社会稳定等方面起着难以替代的作用。但是,中小企业在发展过程中遇到了许多困难,特别是资金缺乏已成为困扰中小企业的重要问题。解决的途径在于大力发展中小企业担保机构和担保基金,健全和完善为中小企业服务的融资体系与融资制度,并建立与之相适应的信贷支持体系。
SMEs play an indispensable role in ensuring stable growth of the national economy, alleviating employment pressure, stimulating private investment, optimizing economic structure, promoting market competition, promoting technological innovation, promoting market prosperity, and maintaining social stability. However, SMEs have encountered many difficulties in the development process. In particular, the lack of funds has become an important issue that has plagued SMEs. The solution is to vigorously develop the SME guarantee agencies and guarantee funds, improve and improve the financing system and financing system for small and medium-sized enterprises, and establish a credit support system suitable for them.