近年来,中小企业在全国各地迅猛发展,然而其发展却受到融资问题困扰,虽然政府、银行各方都在积极努力改善这种状况,但始终没能有效的解决。本文重点阐明了现行中小企业融资的状况,并针对这些情况提出了相应的对策建议。 In recent years, SMEs have enjoyed rapid development throughout the country. However, their development has been plagued by financing problems. Although the government and all the banks are making active efforts to improve the situation, they have not been able to effectively solve this problem. This article focuses on the current situation of SME financing, and puts forward corresponding countermeasures and suggestions according to these situations.