国务院发布的《关于加快发展养老服务业的若干意见》中提及将开展老年人住房反向抵押养老保险试点。至此,“以房养老”便正式进入了大众的视野。虽然,“以房养老”目前还处于规划阶段,具体操作方案还在酝酿之中,按计划“以房养老”政策会于今年上半年试行推广,但是,“以房养老”一经发布,便立刻触及了养老这一社会热点问题的敏感神经,引发舆论广泛关注。“以房养老”是指老人通过抵押房屋产权,定期取得一定数额的养老金,老人去世后,银行或保险公 The “Opinions on Speeding up the Development of the Old-age Care Services” promulgated by the State Council mentioned that it will launch a pilot program on housing reverse-pensions for the elderly. At this point, “Housing Pension ” will be formally entered the public’s field of vision. Although “housing for the elderly” is still in the planning phase, the specific operational plan is still under preparation. According to the plan, the policy of “housing for the elderly” will be piloted in the first half of this year. However, “Once released, they immediately touched the sensitive nerve of the social hot issue of pension, causing widespread concern in public opinion. ”Housing pension" refers to the elderly through mortgage housing property rights, regular access to a certain amount of pension, the elderly after the death of the bank or insurance