论文部分内容阅读
自2010年以来,商业银行的非利息收入平均占比已经达到24.61%,成为维持银行净利润增长最主要的驱动因素。针对这一银行业发展新趋势,本文选取了与国际贸易息息相关的银行贸易金融类中间业务发展水平这一指标,并使用时间序列模型回归分析了2006-2016年其与我国进口和出口之间的长期关系,得出了出口、进口与中国银行贸易金融类中间业务发展水平的相关系数均为正,说明出口和进口都促进了中国银行贸易金融类中间业务的发展,并且进口对中国银行贸易金融类中间业务发展水平的促进作用略强于出口对中国银行贸易金融类中间业务发展水平的促进作用。
Since 2010, the average proportion of non-interest income of commercial banks has reached 24.61%, becoming the most important driver for maintaining the growth of the bank’s net profit. In response to this new trend of banking development, this paper chooses the index of the development of the intermediary business of bank trade and finance which is closely related to international trade, and uses the time series model to regress and analyze the correlation between the 2006-2016 import and export of China Long-term relationship, derived the export, import and Bank of China trade and financial intermediary business development level of the correlation coefficient is positive, indicating that both exports and imports have promoted the Bank of China trade and financial intermediary business development, and the import of Bank of China Trade Finance The promotion effect of the development level of intermediary business is slightly stronger than the promotion effect of exports on the development of intermediary business of trade and finance in the Bank of China.