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江西省森林资源丰富,森林覆盖率占全省土地面积约60%。为了解决林业生产和加工企业流动资金短缺的问题,农发行江西省分行于今年开展了森林资源抵押担保贷款,已发放森林资源抵押担保贷款5笔,贷款金额总计3900万元,有效支持和配合了江西省的林权制度改革。一、森林资源资产抵押的可行性(一)法律可行性。森林资源资产抵押贷款,是指借款人或第三人(以下简称抵押人)以法律法规规定可用于抵押的森林、林
Jiangxi Province is rich in forest resources and its forest coverage rate accounts for about 60% of the province’s total land area. In order to solve the problem of shortage of liquidity in forestry production and processing enterprises, the Agricultural Development Bank of China branch of Jiangxi Province launched the forest resources mortgage guarantee loan this year and issued 5 penalty loans for forest resources mortgage loans totaling 39 million yuan, effectively supporting and cooperating Reform of Forest Property Right System in Jiangxi Province. First, the feasibility of mortgage forest assets (a) legal feasibility. Forest resources Asset-backed loans refer to the borrowers or third parties (hereinafter referred to as the mortgagors) that can be used for mortgage under the laws and regulations, Lin