1979年改革开放,我国恢复了保险业,自此保险业的发展速度始终快于GDP增速。但自80年代,我国恢复保险教育以来,人才供求矛盾也伴随着保险业的发展存在了近30年。本文指出矛盾的症结在于高校的人才供给与保险公司的人才需求不匹配,产学研结合的道路有助于弱化这一矛盾。 Since the reform and opening up in 1979, China’s insurance industry has been restored. Since then, the development of the insurance industry has always been faster than the growth rate of GDP. However, since the 1980s, China’s insurance education has been restored since the contradiction between supply and demand of qualified personnel has also accompanied the development of the insurance industry for nearly 30 years. This paper points out that the crux of the contradiction lies in the fact that the supply of talents in colleges and universities does not match the needs of insurance companies, and the combination of industry, education and research helps weaken this contradiction.