1.先付钱给自己。每到发薪时,应立刻取出15%～25%的钱,用于购买基金。同时,要将付给自己的钱列入月度固定支出的项目内。2.记下开支情况。记录每月的开支有助于了解个人或家庭的重要花费,明确生活的开销。了解自己的花费情况是控制不当消费的良好开端。 Pay for yourself first Every payday, should be immediately removed 15% to 25% of the money for the purchase of funds. At the same time, it is necessary to include the money that is paid to yourself in the monthly fixed expenditure item. 2. Write down the expenses. Documenting the monthly expenses helps to understand the significant cost to an individual or family and set out the cost of living. Knowing what you spend is a good start to controlling inappropriate consumption.