一、运输业商务人员的道德风险及其产生原因所谓道德风险是指经济代理人在使其自身效用最大化的同时损害委托人或其他代理人效用的行为。道德风险的表现形式主要有两种。一种是表现为对工作的努力程度。企业商务人员因对现状不满或者因企业经济效益差,从而导致工作积极性不高、 First, the moral hazard of business people in transportation and its causes The so-called moral hazard refers to the economic agents to maximize their own utility while damaging the principal or other agents of the act. There are two main manifestations of moral hazard. One is the performance of efforts to work. Business people because of dissatisfaction with the status quo or poor economic efficiency of enterprises, leading to enthusiasm for the work is not high,