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保险条款是合同双方履行合同义务、享受合同权利的依据。实际操作中 ,因保险条款设计欠严密导致的争议、诉讼时有发生 ,增强条款设计的科学性、严密性势在必行
The terms of the insurance are the basis for the parties to the contract to fulfill their contractual obligations and enjoy the contractual rights. In actual operation, due to disputes arising from the less rigorous design of insurance clauses, lawsuits sometimes occur and it is imperative to enhance the scientific and rigorous design of clauses