对农村中小金融机构而言,互联网金融的真正挑战其实是在互联网金融之外对于很多业内人士喜欢用“野蛮生长”来形容各类“宝宝们”的迅速成长,我认为一点也不为过。在我看来,互联网确实充满着无限的魅力和无限的可能,但是它仍然是技术,是渠道,是平台,它无法完全取代传统银行的作用,互联网只有和银行嫁接在一起,才能产 For rural small and medium-sized financial institutions, the real challenge of Internet finance is actually beyond the Internet financial For many people in the industry like to use “brutal growth” to describe the rapid growth of all kinds of “baby”, I think that Not over. In my opinion, the Internet is indeed full of infinite charm and infinite possibilities, but it is still a technology, a channel and a platform. It can not completely replace the traditional bank’s role. The Internet can only be produced if it is grafted with a bank.