随着“三农”问题的提出,国家对农业的重视程度日益加深,中央政府多次提出要大力推动政策性农业保险的发展。2006年,山东省正式开始了政策性农业保险的试点工作,经过几年的不断探索与改革,农业保险工作取得了初步成效。本文在实地调研的基础上,对山东省政策性农业保险的发展现状进行了深入研究,总结分析了其中存在的问题及形成原因,最后,提出了完善山东省政策性农业保险发展的对策和建议。 With the introduction of the issue of “agriculture, rural areas and farmers”, the state deepens its emphasis on agriculture and the central government has repeatedly proposed that the development of policy-oriented agricultural insurance should be vigorously promoted. In 2006, Shandong Province officially started the pilot project of policy-oriented agricultural insurance. After several years of continuous exploration and reform, the agricultural insurance work has achieved initial success. Based on the field investigation, this paper deeply studies the present situation of policy-oriented agricultural insurance in Shandong Province, summarizes the existing problems and reasons, and finally puts forward the countermeasures and suggestions to improve the policy-oriented agricultural insurance in Shandong Province .