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一起柜员与外部人员合伙变造4300万元大额定期存单诈骗客户资金案件,虽迅即成功告破,却也暴露出当前银行业在经营管理上存在的诸多风险隐患2013年2月6日,客户A等3人在辖内某银行申请办理了银行卡后,收到从他行汇入的3500万元资金。该银行柜员乙应客户A要求办理大额定期存款业务,为其开具7张(每张金额为500万元)大额定期存单。该笔业务办妥后,客户A又转到柜员甲柜台,要求将上述7张大额定期存单销户,并将3500万元重新转回个人银行卡。2月7日,客户A再次来到该银行在柜员甲柜台办理业务,柜员甲使用事先准备好的4张个
With the teller and external partners to create a 43 million yuan large amount of time deposit receipts fraud customer funds cases, although the successful success of the crack, but also exposed the current banking business management there are many risks exist February 6, 2013, Customer A 3 people in the jurisdiction of a bank to apply for a bank card, received from his bank remitted 35 million yuan of funds. The bank teller B should request the client A to handle the large-value fixed deposit business and issue 7 large-value certificates of fixed-price certificates (each amount of 5 million yuan). After the business was completed, Customer A turned to the counter of Counter-teller A to request the cancellation of the above-mentioned seven large-value certificates of deposit and returned the 35 million yuan back to the Personal Bank Card. On February 7, Customer A once again came to the bank to conduct business at the teller’s counter, and teller A used four prepared in advance