诚实守信是中华民族的传统美德,是人与人之间交流感情、传递信息、处事谋事乃至商业交易的基础,也是做人的基本准则。然而,国人讲求的诚实守信并没有受到成文成章的法律约束。社会上不讲信用者屡见不鲜:贷款者不讲信用,逃废债务;经商者不讲信用,拖欠货款;当官者不讲信用,言不由 Honesty and trustworthiness are the traditional virtues of the Chinese nation. They are the foundation for the exchange of feelings among people, the communication of information, the handling of jobs, and even the business transactions. They are also the basic principles of being a human being. However, the honest and trustworthy people’s demands are not subject to written law. Creditless people in society are not uncommon: lenders do not talk about credit, evade debts; business people do not talk about credit and owe money;