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笔者近日对某县级市辖区内单户存量贷款千万元以上的企业进行了调查,发现相当比例企业贷款的用途和形态出现了新变化,应给予足够重视。调查显示,有相当数量的资金持续流向“僵尸”类企业或类“僵尸”类企业,维持还本付息,甚至贷款还息,形成了资金黑洞,占用大量资金且无效利用,使得金融政策不仅起不到助推产业结构调整的作用,反而资助技术落后、产能过剩企业苟延残喘,使得本该及时退出的企业和行业未能
Recently, the author conducted a survey on enterprises with a single-family stock loan amounting to over 10 million yuan in a county-level jurisdiction and found that there was a new change in the use and form of a considerable proportion of corporate loans and should be given enough attention. According to the survey, a considerable amount of funds continue to flow to businesses like “zombies” or “zombies”, maintaining debt service, repayments of loans and even interests, forming a black hole of funds, using up huge amounts of funds and making ineffective use of them, Making the financial policy not only fail to play a role in boosting the industrial restructuring but instead subsidizing the backward technology and overcapacity enterprises to linger and make the enterprises and industries that should have withdrawn promptly fail to do so