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保险业结构调整是指在新形势下,保险业主动适应市场需求,以健康和谐发展为目标,对现有的产品结构、区域结构、营销结构以及资金运用结构等方面进行的综合性布局和安排。当前,结构调整已成为保险业推动发展的一个重点。如何准确定位调整方向,深入分析当前调整的难点,出台有针对性的解决措施,是进一步推进和深化结构调整、引领保险业科学发展的现实问题。
The structural adjustment of the insurance industry refers to the comprehensive arrangement and arrangement of the existing product structure, regional structure, marketing structure and fund utilization structure under the new situation in which the insurance industry proactively adapts to the market demand and takes the healthy and harmonious development as the goal . At present, structural adjustment has become a focus of the insurance industry to promote development. How to accurately orient the adjustment direction, deeply analyze the difficulties in the current adjustment, and introduce pertinent measures to solve them are the practical issues to further promote and deepen the structural adjustment and lead the scientific development of the insurance industry.