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中国信用卡行业现状2012年,中国信用卡行业依然保持快速发展的趋势,信用卡消费金额占全社会零售消费总额的32%,信用卡发卡量持续增长,2012年达到3.31亿张。与此同时,信用卡行业发展更加理性化。过去,银行为了争夺市场,往往通过各种促销和礼品赠送,不计成本地跑马圈地;如今,各家银行为了吸引客户,主
The Status of China’s Credit Card Industry In 2012, the credit card industry in China still maintained a rapid development. The consumption of credit cards accounted for 32% of the total retail sales in the whole country. The issuance of credit cards continued to grow, reaching 331 million in 2012. In the meantime, the credit card industry is more rationalized. In the past, banks in order to compete for the market, often through a variety of promotional gifts and gifts, regardless of cost to staking; now, banks in order to attract customers, the Lord