目前,不良资产证券化问题已引起各方面的关注。虽然积极的评价不少,但也有不少人对不良资产证券化心存疑虑。担心的主要根源并非资产证券化的法律与政策环境,而在于银行业手持的资产是否存疑问题。资产证券化就是以资产所有权的转让为手段的融资方式,或者说目的是为了融资,实现 At present, the issue of non-performing assets securitization has drawn all attention. Although a lot of positive comments, but many people have doubts about the non-performing assets securitization. The main concern is not the legal and policy environment for asset securitization but the question of whether the assets held in the banking industry are suspicious. Asset securitization is a financing method by means of transfer of ownership of an asset, or for the purpose of financing