保险的本意不在取得收益,若仅比较投资回报率,人身寿险类保险产品最低。目前,保监会规定的寿险产品的预定利率上限只有2.5%。如果你只是想让手里的钱生出更多的钱,最好不要选择保险产品。环境与社会日益复杂,人类面临的风险也在加大,使得人们必须运用更多的有效手段来减少失业、健康受损、死亡、老龄和财产破坏所带来 The intention is not to obtain the benefits of insurance, if only to compare the rate of return on investment, personal life insurance products the lowest. At present, the predetermined interest rate limit for life insurance products regulated by the CIRC is only 2.5%. If you just want to give your money more money, it is best not to choose insurance products. As the environment and society are increasingly complex, the risks facing humankind are also increasing, so that more and more effective measures must be taken to reduce the unemployment, health damage, death, aging and destruction of property