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深化农村金融创新,推进农村产权抵押贷款,是今后一段时期支持“三农”发展的重头戏,急需加强思路研究、路径摸索和举措探索。本文结合浙江省象山县近几年金融支农特别是农村产权抵押贷款实践,就激活农村“沉睡”资产资源、创新农村“多权一房”抵押贷款进行探索,以期提升农村金融服务水平,加大打造美丽乡村升级版的金融支持力度。1.现状象山县2009年开始推行金融支农服务创新,先后推出渔船、海域使用权、农村住房、大
Deepening rural financial innovation and pushing forward rural property mortgage loans is the highlight of supporting the development of agriculture, rural areas and farms in the coming period. There is an urgent need to intensify the study of ideas, the exploration of paths and the exploration of measures. This paper, based on the practice of financial supporting agriculture, especially rural property right mortgage loan, in Xiangshan County of Zhejiang Province in recent years, this paper explores the activation of rural “sleeping” asset resources and innovation of rural “multi-tenancy” mortgage loan in order to improve rural finance Service level, increase the beautiful village to build an upgraded version of financial support. 1. Status Xiangshan County in 2009 to implement the financial support for agricultural services innovation, has introduced fishing vessels, the right to use sea areas, rural housing, large