在经济全球化的大背景下,随着我国经济的不断发展,金融市场的不稳定性逐渐加剧,而商业银行作为金融市场的重要组成部分,其风险管控的必要性也越来越凸现出来。风险对于银行来说是一把“双刃剑”。它既是银行获利的手段,又是失利的原因。基于此问题,本文将从商业银行风险管控的含义及类型,造成风险的原因,以及相关的对策和建议几个方面进行探讨和研究。 Under the background of economic globalization, with the continuous development of our economy, the instability of financial markets has been gradually aggravated. As an important part of the financial market, commercial banks have become increasingly prominent in their risk control. Risk is a “double-edged sword” for the bank. It is both a means of bank profits, but also the reason for the defeat. Based on this issue, this article will explore and study the meaning and type of risk management and control of commercial banks, the causes of the risks and the related countermeasures and suggestions.