论文部分内容阅读
市场已经从短缺经济的卖方市场,发展为买方市场。刺激消费,已成为推动经济发展的动力。与之相适应,商业银行必须发展消费信贷。实践证实消费信贷业务是银行业优化资产和利润增长的源泉。
The market has evolved from a shortage of economical seller’s market to a buyer’s market. To stimulate consumption, has become the driving force for economic development. Correspondingly, commercial banks must develop consumer credit. Practice has proved that consumer credit business is the source of banking assets and profit growth optimization.