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“借新还旧”贷款抵押权与租赁权有冲突之处,一旦涉及需抗辩第三人租赁权的,往往很难收集证据,农商行应综合运用多种手段防范风险2012年12月25日,甲公司因资金紧张,以购原材料为由向A农商行申请贷款7000万元,以公司所有的一栋大楼作抵押,于12月30日到房管部门办理了抵押登记手续。2013年8月,甲公司将该栋大楼整体出租给第三方乙公司经营。2013年12月,甲公司与A农商行再次签
“Borrow new and old ” loan mortgage and the lease of the conflict, once involved in the need to defended the third party lease, it is often difficult to collect evidence, the Agricultural Bank of China should comprehensively use a variety of means to prevent risks December 2012 On the 25th, Company A applied for a loan of 70 million yuan from A Agricultural Commercial Bank for funding due to shortage of funds. It secured a mortgage from a building owned by the Company and went through the mortgage registration formalities with the Housing Department on December 30. In August 2013, Company A rented the entire building to a third-party B company. In December 2013, Company A and Agricultural Bank of China signed again