本文针对土建工程施工中的常见施工风险进行了初步分析,提出购买工程保险的重要性,有针对性地探讨了土建工程保险及其索赔,对于降低土建工程施工风险具有一定的借鉴意义。 This paper analyzes the common construction risks in civil engineering construction and puts forward the importance of insurance in the purchase of construction projects. It also probes into the insurance of civil engineering projects and their claims in a targeted way, which is of certain reference significance for reducing the construction risk of civil works.