一、全民覆盖,大病医疗保障制度独具特色从2008年开始,苏州市整合各方资源,逐步完善医疗救助办法,建立起了保费补助、实时救助、年度救助、自费救助“四位一体”的社会医疗救助体系。“保费救助”确保低收入的重、大病患者免费享受社会医疗保险待遇;“实时救助”对符合救助条件的对象在就医时即可享受医疗救助待遇;“年度救助”对参保人员中自负医疗费用超过一定数额的给予一次性医疗救助金;“自费救助”规定特定困难人群自费 First, universal coverage, unique medical insurance system Since 2008, Suzhou City, all sources of resources to integrate and gradually improve the medical assistance, set up a premium subsidies, real-time aid, annual aid, aid at their own expense “Social medical aid system. ”Premium help “ to ensure that low-income, serious illness free medical treatment for the enjoyment of social benefits; ”Real-time aid “ to meet the rescue conditions of the object medical treatment when you are entitled to medical treatment; ”annual aid " One-time medical assistance should be given to the insured person at their own expense more than a certain amount of medical expenses;