20世纪80年代,作为环境经济政策的手段之一,美国推出了环境污染责任保险(又称“绿色保险”),拉开了保险企业参与环境事业的帷幕。近年来,因气候变化而引起的自然灾害频发,使得保险企业面临前所未有的运营风险。为此,越来越多的保险企业在努力规避 In the 1980s, as one of the means of environmental economic policy, the United States introduced environmental liability liability insurance (also known as “green insurance”), which opened the curtain for insurance companies to participate in environmental undertakings. In recent years, the frequent occurrence of natural disasters caused by climate change has caused the insurance companies to face unprecedented operational risks. To this end, more and more insurance companies are trying to evade