在承包经营审计和企业盈亏目标审计中,我们发现一些国营和县办集体企业为个体户贷款担保。企业为个体户贷款担保危害极大:一旦个体户无力偿还或破产,贷款不能归还,银行势必扣取担保企业的存款,国家和集体资财受到的损失就无法挽回。同时,还会给千方百 In contracting management audits and corporate profits and losses audit objectives, we found that some state-owned and county-owned collective enterprises for individual loans guarantee. Enterprises guarantee personal loans extremely damaging: Once an individual is unable to repay or bankrupt, the loan can not be returned, the bank is bound to deduct the deposits secured enterprises, state and collective assets can not be irreparable damage. At the same time, it will give every possible means