论文部分内容阅读
随着互联网技术的发展与普及,我国迎来了互联网金融的时代。互联网金融凭借这些特质,迅速笼络了一大批客户,从而给长期以来依靠着利差“坐等获利”的商业银行带来了影响和冲击。互联网金融的兴起和发展,对于商业银行究竟是颠覆还是机遇。因此,研究我国互联网金融的发展和对商业银行的影响有重大的实践意义。
With the development and popularization of Internet technology, our country ushered in the era of Internet finance. With these qualities, Internet finance has rapidly caught up with a large number of clients, thereby affecting and imposing on commercial banks that have long relied on spreads to “wait for profit.” The rise and development of Internet finance is a subversion or an opportunity for commercial banks. Therefore, it is of great practical significance to study the development of internet finance in our country and its impact on commercial banks.