企业与银行双向选择不宜提倡杨瑞宏，董国强由于“银行选企业，企业选银行”的决策导向，扰乱了正常的银企关系，加剧了银行的不规范经营。银行选择企业，必然形成几家银行都向效益好的企业倾斜，专业对口应扶持的企业却无人问津。企业选择银行必然导致“此行贷彼行存”。... The two-way selection of enterprises and banks should not be promoted. Yang Ruihong and Dong Guoqiang have decided to follow the decision-making orientation of “bank selection companies and corporate-selected banks”, disrupted normal bank-enterprise relations and exacerbated unregulated business operations of banks. Banks choose companies, will inevitably form a few banks are inclined to good companies, professional counterparts should support companies but no one cares. Enterprises choose banks will inevitably lead to “this line of credit to keep their own deposits.” ...