我国的破产法仅承认企业法人的破产能力,在个人作为市场经济的主体日益频繁地参与市场经济活动,面对更多的经济风险的今天,这已经远远不能适应中国社会经济的发展。本文主要就一些具体的个人破产法律制度的构建提出自己的主张和建议。主要涉及个人破产的原因、自由财产、破产免责、失权和复权等个人破产法律制度。 China’s bankruptcy law only recognizes the insolvency capacity of corporate legal persons. In the face of more economic risks, individuals, as the main body of the market economy, are increasingly involved in market economy activities, which is far from being able to adapt to China’s social and economic development. This article mainly puts forward my own opinions and suggestions on the construction of some specific personal bankruptcy legal systems. Mainly related to personal bankruptcy reasons, free property, bankruptcy exemption, loss of power and restitution and other personal bankruptcy legal system.