随着科学技术水平的不断提升,极大的改变了人们的生活方式。在互联网的推动下,产生了互联网理财产品,一些火爆的理财产品深受人们的追捧。然而,互联网理财产品在一定程度上存在流动性风险以及监管真空等问题,导致互联网理财产品存在风险。因此,本文针对互联网理财产品热后进行反思,从而为科学的普及惠普互联网金融产品奠定良好基础。 With the continuous improvement of science and technology, it has greatly changed people’s way of life. Under the impetus of the Internet, Internet finance products have been produced, and some popular financial products are highly sought after by people. However, Internet financial products to some extent, there are liquidity risk and regulatory vacuum and other issues, resulting in Internet financial products at risk. Therefore, this article reflects on the Internet financial products after the heat, so as to lay a good foundation for the scientific popularization of HP Internet financial products.