管理企业年金在发达国家的商业银行已是一项成熟的中间业务,具有收入稳定、逐年增加、风险较小、发展空间广阔、能促进其他业务发展等特点。在我国,企业年金还是商业银行的一项新业务。自2005年8月开始,包括中国银行在内的7家银行取得了企业 Management of enterprise annuity Commercial banks in developed countries are already a mature intermediary business with the characteristics of stable income, increasing year by year, less risk, broad development space and promoting the development of other businesses. In our country, enterprise annuity is still a new business of commercial bank. Since August 2005, seven banks, including Bank of China, have acquired businesses