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近来美国次级抵押贷款市场危机出现恶化迹象,引起美国股市剧烈动荡。市场动向表明,美国次级抵押贷款市场风险近期加大,由此引发的负面影响可能正蔓延至金融信贷衍生品等其他金融市场,引起美国房地产业的进一步衰退,并将拖累世界最大的经济体——美国的经济增长。美国次债危机由此产生的多米诺骨牌效应使全球经济受到波动,由此也波及到中国经济,并对中国的房地产业的影响尤为突出,因此作为中国房地产业的支柱的银行住房按揭贷款面临着巨大的风险。
Recently, the crisis in the U.S. subprime mortgage market showed signs of deterioration, causing the US stock market to have turmoil. Market trends show that the risk of the U.S. subprime mortgage market has increased recently and the negative impact it may have is spreading to other financial markets such as financial and credit derivatives, causing a further recession in U.S. real estate and dragging down the world’s largest economy - American economic growth. As a result, the domino effect of the U.S. subprime mortgage crisis caused the global economy to fluctuate, which in turn affected the economy of China and had a particularly prominent impact on China’s real estate industry. As a result, mortgage loans as the backbone of China’s real estate industry are facing Huge risk.