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近年来,中小企业在促进经济发展、增加就业岗位、维护社会稳定等方面发挥着越来越重要的作用。但由于中小企业大都自身规模小,信用资源不足,又处于快速发展阶段,需要大量资金的投入,因此,融资难已成为制约中小企业发展的突出问题。本文以利津县中小企业为例,通过开展召开企业家座谈会、实地走访企业、进行问卷调查等形式的活动,全面掌握该县中小企业融资的现状,分析面临的问题,提出相对合理化对策建议。
In recent years, SMEs play an increasingly important role in promoting economic development, increasing employment opportunities and maintaining social stability. However, since most small and medium-sized enterprises are small in scale and lack of credit resources, they are still in a phase of rapid development and require a large amount of capital investment. Therefore, financing has become a prominent issue that restricts the development of small and medium-sized enterprises. Taking Lijin County SMEs as an example, this paper takes a comprehensive view of the current situation of SMEs financing in the county by analyzing the current situation of SMEs financing in Lijin County by conducting entrepreneurs’ forums, field visits to enterprises and conducting questionnaires, and puts forward some suggestions on how to rationalize them.