农业发展银行(以下简称农发行)开办农业小企业贷款以来,多渠道积极支持涉农小企业的发展,自身业务得到进一步拓展。但受自身小企业信贷业务起步较晚,部分农业小企业在资金实力、产品技术含量、自身效益等方面存在不足等多方面原因制约,农发行在开展小企业信贷的过程中仍存在一些障碍。 Since the Agricultural Development Bank (ABC) started a loan for small agricultural enterprises, the Agricultural Bank of China (ABC) has actively supported the development of small-scale agriculture-related enterprises through multiple channels and expanded its own businesses. However, due to the late start of the credit business of their own small businesses and the constraints of some small agricultural enterprises in the aspects of financial strength, product technology content and their own benefits, there are still some obstacles in implementing the credit extension for small enterprises.