在我国经济体系与企业环境中,中小民营企业的融资难题一直属于我国经济转型的困点问题,其所存在的“融资难、融资贵”成因具有鲜明的普遍性、客观性以及内在性等,对企业的正常融资与发展造成巨大的影响。因此本文主要基于中小民营企业出发,对其“融资难、融资贵”的内外成因与对策进行浅析,希望能够形成一份参考资料。 In China’s economic system and business environment, the financing problems of small and medium-sized private enterprises have always belonged to the difficult point of economic restructuring in our country. The existing causes of “financing difficulties and high financing costs” are distinctively universal, objectivity and intrinsic Etc., have a huge impact on the normal financing and development of enterprises. Therefore, this article mainly based on small and medium-sized private enterprises set out, on its “financing, financing ” causes and countermeasures to analyze, both inside and outside hope to form a reference.