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银率网中国区创始人兼总经理王芳介绍说,自2008年金融危机之后,英国的小微企业从银行获得贷款的难度大大增加。现在英国政府创造性地和P2P平台建立合作,探索破解小微企业融资难题,这一做法也为中国提供了一种有价值的借鉴思路。去年3月,英国政府通过“英国金融合伙”计划在P2P平台Funding Circle上为2 000多家小微企业发放了2 000万英镑贷款。2013年4月,英国政府成立了英国商业银行。该银行专为扶
Wang Fang, founder and general manager of ChinaNet Bank, said that since the financial crisis of 2008, the difficulty of obtaining loans from small banks and small enterprises in the UK has increased greatly. Now that the British government has creatively established cooperation with the P2P platform to explore solutions to the financing problems of small and micro enterprises, this approach also provides China with a valuable reference. In March last year, the British government approved a £ 20 million loan for more than 2,000 small and micro businesses on the P2P platform Funding Circle via the “UK Financial Partnership.” In April 2013, the British government established the British Commercial Bank. The bank is dedicated to help