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我们深知供应链金融近年来是我国银行业中很重要的金融创新的一大亮点,它在融资决定的凭据、授信还款由来的保证、克服信息不对称问题等区域都有着相较于传统信贷融资来说不能小看的优点,它积极的为解决中小企业融资难问题、扩大银行业的盈利空间、促进核心企业和物流业的发展提供了连绵不断的新鲜活力。但是,由于参与的主体的越来越多,银行与各个主体之间形成了更为难以相处的关系,引发了很多信息不对称问题,也难以完全解决融资中的预算软约束问题,因此需要供应链金融参与各方的通力合作,建立并完善各种信息共享与激励机制,以保障供应链金融的稳定发展。
We know that supply chain finance is one of the most important financial innovations in China’s banking industry in recent years. It has advantages over traditional methods such as financing decision evidence, credit guarantee repayment, and overcoming information asymmetry Credit financing can not underestimate the merits of it actively to solve the problem of financing for SMEs to expand the profitability of the banking space and promote the development of the core business and logistics industry has provided continuous fresh vitality. However, due to the increasing number of participants, the relationship between the banks and the various entities is more difficult to get along with. As a result, many information asymmetries are caused, and the soft budget constraint in financing is not completely solved. Therefore, the supply Chain financial participation in all parties to work together to establish and improve a variety of information sharing and incentive mechanisms to ensure the stable development of supply chain finance.