国民经济发展过程中的主要支撑力量之一就是各生产经营企业,企业在各个发达国家以及发展中国家经济活动里面发挥着非常重要的作用。而在我国经济体制不断改革以及国内外整体经济环境逐渐改变的条件下,各中小企业在经济增长、推动就业增长、出口以及科技发展中起着很大的作用。本文主要对中小企业融资现状以及所面临的问题进行分析研究,并且提出相应的思考和融资策略,仅供参考。 One of the major supporting forces in the process of national economic development is that all production and management enterprises and enterprises play an important role in the economic activities of various developed and developing countries. Under the conditions of the continuous reform of our economic system and gradual changes in the overall economic environment at home and abroad, all SMEs play a very large role in economic growth, employment growth, exports and technological development. This paper mainly analyzes the current situation of SME financing and the problems it faces, and puts forward corresponding thinking and financing strategies for reference purposes only.