责任保险第三人请求权是对权利人权益保障的重要内容之一,是保险法律关系中的一项重要保护性权利。责任保险第三人请求权具有民事请求权的基本属性,不仅是一项实质性的权利,更是链接实体法与程序法的“桥梁性”权利,更重要的是,在保险法律关系中,责任保险第三人请求权就有明显的独立地位,是权利实现受阻时的重要救济方式。 The third party liability insurance is one of the important contents of the protection of the rights and interests of the obligee, and is an important protective right in the legal relationship of insurance. The third party claim of liability insurance has the basic attribute of civil claim, which is not only a substantive right, but also the “bridge” right of substantive law and procedural law. More importantly, , The third party indemnity liability insurance has obvious independent status, which is an important remedy when the right realization is blocked.